Gadgetory

the first mobile payment system for Android was Google Wallet and it never quite caught on but it did teach us a few things about what makes a mobile payments platform successful it needs support from the carriers it also needs credit card issuers onboard like Visa banks and a solid security system and most importantly you need places that actually accept mobile payments now to payment platforms are joining Apple in the race to digitize your wallet Android pay and Samsung pay in practice Android pay and Samsung pay are a lot alike tap the phone on the terminal scan your fingerprint or enter a pin and you're set both platforms use tokenization which means that an alias is used in place of your real credit-card number during a transaction that's a win for everyone because if there's ever a data breach it means that your real credit card number will never be revealed to hackers but here's where Samsung pay wins for starters thanks to something called magnetic secure transmission you can use it with old-school credit card terminals that don't have built-in NFC with the exception of push-pull credit card swipes like the ones you see at gas stations it pretty much works everywhere and even those transactions use tokenization so it's infinitely more secure than using a plastic credit card Android pay has its own strengths it works with all NFC enabled Android KitKat and newer devices Samsung pay only works with the phones the company released this year but not all banks and credit card issuers support mobile payments so in the end the better platform might just be the one you can actually use