Apple pay so we love using Apple pay to
buy things at retail in fact Apple pay
is the number one contactless
contactless payment hub service on
mobile devices and by the end of the
year it'll be available in more than 50%
of retailers here in the US but in
addition to paying at retail we use
Apple pay and apps we use it in the web
there was one final frontier we wanted
to conquer and that's Apple pay for
person-to-person payments
now it's super simple because it's
integrated right in two messages as an
iMessage app
so you can send and receive money right
in your transcript of course when you
send it you authenticate securely with
touch ID and if you receive money with
iMessage it goes in your Apple pay cash
card and from there well you can send it
on to friends and family if you're
charitable you can make Apple pay
purchases at retail or on the web and of
course you can pull it out and transfer
it to your bank and it's available
across all these iOS devices and Apple
watch too
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