Gadgetory

any app that expects you to use it daily had better be easy to operate and that's the goal of level money a new free iOS app that syncs with your bank accounts and credit cards it detects income and regular expenses like rent and bills and will then set out a realistic budget for the rest of the day the week and month in order to meet your savings goals and don't worry it doesn't do anything with your money just helps you get it organized equal easy to use but the few more bells and whistles is the free mint.com app for both iPhone and androids it to syncs with your accounts but lets you specify savings goals and even lets you have multiple goals it also breaks down your spending habits into more granular details so you can see how those lattes really add up if you find yourself already in the red download the 99 cent debt down app onto your iphone enter all of your debts in one place and then track your payments and watch those numbers get smaller there's even a loan calculator to see how you can reorganize the debt in a budget tool to help you achieve your goals faster in San Francisco I'm Kara Tsuboi cnet.com for CBS News